Privacy Policy
Your privacy is important to us. Learn how we collect, use, and protect your information.
Effective Date: September 7, 2025
Last Updated: September 7, 2025
1. Information We Collect
We collect information you provide directly to us, such as when you:
- Fill out and submit financing applications
- Request quotes for equipment financing
- Contact us through our website or by phone
- Subscribe to our communications
- Upload documents related to your application
This information may include:
- Personal information (name, address, phone number, email address)
- Business information (business name, type, address, revenue, years in operation)
- Financial information (Social Security number, Federal Tax ID, credit information)
- Equipment and financing details
2. How We Use Your Information
We use the information we collect to:
- Process and evaluate your financing applications
- Provide you with quotes and financing options
- Communicate with you about your applications and our services
- Comply with legal and regulatory requirements
- Improve our services and website functionality
- Send you occasional updates about our services (with your consent)
3. Information Sharing and Disclosure
We may share your information with:
- Lenders and Financial Partners: To process your financing applications
- Credit Bureaus: To obtain credit reports and verify information
- Service Providers: Who assist us in operating our business
- Legal Authorities: When required by law or to protect our rights
We do not sell, rent, or trade your personal information to third parties for marketing purposes.
4. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.
5. Your Rights and Choices
You have the right to:
- Access and update your personal information
- Opt-out of marketing communications
- Request deletion of your personal information (subject to legal requirements)
- File a complaint with appropriate regulatory authorities
6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to improve your browsing experience, analyze website traffic, and understand where our visitors are coming from. You can control cookies through your browser settings.
7. SMS/Text Messaging
By providing your phone number and consenting to receive text messages, you agree to receive occasional automated text messages from Vista Pacific Capital regarding your application. Message frequency may vary. Message and data rates may apply. You can opt-out at any time by replying STOP. Reply HELP for more information.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
9. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
10. Fair Credit Reporting Act Notice
By submitting an application, you authorize Vista Pacific Capital to obtain information from your personal credit profile or other information from credit bureaus. We will use this information solely to prequalify you for equipment financing/leases or small business finance/working capital. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.